Before you'll be able to purchase and for that matter shop for a new home you need to get pre qualified for a mortgage. A mortgage pre qualification tells us your new home purchasing power, it establishes the price range you can afford based on your actual current income and debt levels. A mortgage pre qualification letter can be issued by a bank or mortgage broker and usually only requires a short meeting with a loan officer and a check of your credit report.

If you need a referral for a mortgage broker please visit this page and select from those you'll find who have worked with visitors to this website in the past that has performed well.